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Real estate license exam

Real estate exam prep course: real estate practice questions, practice exams and test prep for the national and state portions

Most real estate exam prep treats the test as one generic exam. It is not. You sit two separately scored papers back to back, they have different pass marks, and the state half is the one that fails people, because it is the half no national question bank actually covers. Study accordingly.

  • Unlimited practice questions for the national portion and your state portion
  • Every answer choice explained, including why the wrong ones are wrong
  • Built around published state specifications, not one generic national bank
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The short answer

The real estate salesperson exam is two tests taken in one sitting: a national portion covering principles that apply in every state, and a state portion covering that state's own license law. In most states you have to pass both separately, and if you fail one you retake only that portion. The specifics differ by state, so a generic study plan is a poor fit. Texas allows 240 minutes for 125 items and requires 56 correct answers on the national portion and 28 on the state portion. California is 150 questions in 3 hours with 70% correct to pass. Florida is 100 questions in 3.5 hours, graded out of 100 points, with 75 points needed. Texas Real Estate Commission data shows 16,824 of the 29,980 sales agent exams taken between December 1, 2023 and November 30, 2025 were passed, a rate of 56.12%. Aspirants.ai generates unlimited real estate practice questions with every answer choice explained, from $9 a month.

Last updated August 2026

Work the questions

Real estate practice questions with answers and explanations

Eight national-portion style questions covering agency, financing, valuation, contracts, fair housing and the calculations that show up under time pressure. Read every rationale, including why the wrong answers are wrong.

Question 1 · Financing math

A buyer offers $335,000 for a property. The lender's appraisal comes back at $320,000, and the lender will finance at a maximum 80% loan-to-value. Assuming the sale closes at the offered price, what is the largest loan the lender will make?

  1. A. $268,000
  2. B. $256,000
  3. C. $264,000
  4. D. $320,000
Show the answer and explanation

B. $256,000

Lenders calculate loan-to-value against the lesser of the appraised value or the sale price, and here the appraisal came in $15,000 below the contract price. So the base is $320,000, and 80% of $320,000 is $256,000. Option A is the trap and it is the answer most candidates give: it applies 80% to the $335,000 sale price, which a lender will not do because its collateral is only worth the appraised figure. The practical consequence is worth understanding beyond the arithmetic. The buyer still owes $335,000 under the contract but can only borrow $256,000, so the shortfall of $79,000 has to come from the buyer in cash, or the price has to be renegotiated, or the deal collapses. That gap is exactly why financing contingencies and appraisal contingencies exist. Option D confuses the appraised value with the loan amount entirely.

Question 2 · Commission math

A home sells for $385,000 with a total commission of 6%. The listing and selling brokerages split the commission equally, and the listing agent receives 60% of their own brokerage's share. How much does the listing agent earn?

  1. A. $11,550
  2. B. $13,860
  3. C. $6,930
  4. D. $9,240
Show the answer and explanation

C. $6,930

Work it in three steps and do not shortcut. The total commission is 6% of $385,000, which is $23,100. The two brokerages split that equally, so the listing brokerage receives $11,550. The listing agent then takes 60% of their own brokerage's share, and 60% of $11,550 is $6,930. Option A stops one step early at the brokerage's share and is the most common error, because candidates read "60% of the share" and forget they have already halved the total. Option B applies the 60% to the full commission before the brokerage split. Option D applies 40% instead of 60%, the retained brokerage portion rather than the agent portion. Multi-step commission problems are standard on the national portion and the reliable method is to write down each step rather than trying to combine the percentages in your head.

Question 3 · Closing math

A seller prepaid the full calendar year of property taxes, $4,380, on January 1. The sale closes on September 1 and the buyer is responsible for the day of closing. Using a 365-day year, what is the seller's credit at closing?

  1. A. $1,464
  2. B. $2,916
  3. C. $1,452
  4. D. $1,476
Show the answer and explanation

A. $1,464

The daily rate is $4,380 divided by 365, which is exactly $12 a day. The seller owned the property from January 1 through August 31, which is 243 days, and the buyer owns from September 1 through December 31, which is 122 days. The two add to 365, which is the check you should always run. Because the seller already paid for the entire year but the buyer will own the property for those final 122 days, the seller is reimbursed for them: 122 times $12 is $1,464, credited to the seller and debited to the buyer. Option B is the seller's own 243-day share, which is the portion the seller correctly keeps rather than the credit. Options C and D come from counting 121 or 123 days, which is what happens if you include or exclude the closing date incorrectly. Read the question for who owns the day of closing, because exams state it explicitly and it moves the answer by one day.

Question 4 · Agency

A listing agent learns that the seller must relocate within 30 days and is anxious to close quickly. A buyer asks the agent whether the seller would accept less than the asking price. What should the agent do?

  1. A. Tell the buyer the seller is motivated and would likely accept a lower offer
  2. B. Decline to reveal the seller's motivation and invite the buyer to submit any offer for the seller to consider
  3. C. Tell the buyer no offer below asking price will be considered
  4. D. Reveal the relocation only if the buyer agrees to submit a full-price offer
Show the answer and explanation

B. Decline to reveal the seller's motivation and invite the buyer to submit any offer for the seller to consider

The seller is the agent's principal, and confidentiality is one of the core fiduciary duties owed to a principal. The seller's urgency is confidential information that would weaken their negotiating position, so disclosing it breaches that duty, which is what makes option A a violation rather than merely unhelpful. At the same time the agent owes honesty to third parties, so option C is also wrong: stating that no lower offer will be considered is false, and the agent is obligated to present all offers to the seller regardless. Option D is worse than either, because it makes confidential information a bargaining chip. The correct behavior threads both duties: protect what is confidential, tell the buyer nothing untrue, and route the decision to the person entitled to make it. Note that if this agent were acting as a transaction broker or a dual agent, the confidentiality analysis would change, which is precisely the kind of distinction the state portion tests.

Question 5 · Property ownership

A utility company holds a recorded right to run power lines across the back of a residential lot. The right belongs to the company itself rather than to any neighboring parcel. What interest does the utility hold?

  1. A. An easement appurtenant
  2. B. A license
  3. C. An easement in gross
  4. D. An encroachment
Show the answer and explanation

C. An easement in gross

An easement in gross benefits a person or an entity rather than a parcel of land, and utility easements are the standard example given on the national portion. There is no dominant tenement here, only a servient one, which is the detail the question is testing when it says the right belongs to the company rather than to a neighboring parcel. Option A describes the opposite arrangement: an easement appurtenant benefits an adjoining parcel, runs with the land, and transfers automatically when either parcel is sold. Option B is wrong because a license is revocable personal permission and is generally not recorded, whereas this right is recorded and survives a change of ownership. Option D describes an unauthorized physical intrusion such as a fence or a roofline crossing a boundary, which is a defect rather than a granted right. The practical point for a licensee is that a recorded easement in gross stays attached to the property and must be disclosed to a buyer.

Question 6 · Fair housing

A licensee is asked to write an advertisement for a listing near a well-regarded elementary school. Which phrasing complies with the federal Fair Housing Act?

  1. A. "Perfect for a growing family with young children"
  2. B. "Ideal starter home in a quiet Christian neighborhood"
  3. C. "Three-bedroom home two blocks from Lincoln Elementary School"
  4. D. "No children on this quiet street, adults preferred"
Show the answer and explanation

C. "Three-bedroom home two blocks from Lincoln Elementary School"

The Fair Housing Act prohibits advertising that indicates a preference, limitation or discrimination based on race, color, religion, sex, national origin, disability or familial status. The safe rule, and the one exams test, is to describe the property rather than the people who should live in it. Option C does exactly that: bedroom count and location are objective facts about the property, and naming a nearby school is permissible because it describes where the house is, not who should buy it. Option A expresses a preference based on familial status, and it is the trap answer precisely because it sounds warm rather than hostile; intent does not matter under the Act. Option B references religion, and "starter home" combined with a religious descriptor compounds the problem. Option D is a direct exclusion on familial status and is the clearest violation of the four. Familial status covers households with children under 18, pregnant people, and those securing custody, and it is the protected class violated most often in real estate advertising.

Question 7 · Contracts

A tenant pays the owner $5,000 for the right to purchase the building at a fixed price at any point in the next 12 months. The tenant is not obligated to buy. What has been created?

  1. A. A right of first refusal
  2. B. An option contract
  3. C. A land contract
  4. D. A bilateral purchase agreement
Show the answer and explanation

B. An option contract

An option is a unilateral contract: the optionor is bound to sell at the agreed price if the option is exercised, while the optionee is free to walk away and lose only the option consideration. The $5,000 is that consideration and is what makes the option enforceable rather than a bare promise. Option A is the distinction most often missed. A right of first refusal does not set a price and does not let the holder initiate a sale; it only entitles the holder to match an offer if and when the owner decides to sell, so the trigger sits with the owner rather than the holder. Option C describes an installment arrangement in which the buyer takes possession and pays over time while the seller retains legal title until the balance is paid, which is not what happened here. Option D is wrong because a bilateral agreement obligates both parties to perform, and the whole point of this arrangement is that the tenant has a choice.

Question 8 · Transfer of title

A seller conveys property using a deed that warrants against title defects arising only during the period the seller owned it, and makes no promises about anything earlier. Which deed is this?

  1. A. General warranty deed
  2. B. Quitclaim deed
  3. C. Special warranty deed
  4. D. Bargain and sale deed
Show the answer and explanation

C. Special warranty deed

A special warranty deed, called a limited warranty deed in some states, covers only the grantor's own period of ownership. The grantor promises they did nothing to cloud the title while they held it and makes no representation about what happened before they acquired it. This is the deed banks and estates typically use, for the sensible reason that a party who never occupied the property is unwilling to warrant a chain of title it knows nothing about. Option A goes further and warrants the title against defects arising at any point in its history, which is the broadest protection a grantor can give and the reason buyers prefer it. Option B conveys only whatever interest the grantor happens to have, with no warranty at all and no promise that the grantor owns anything, which is why quitclaims are used to clear clouds rather than to sell property. Option D implies the grantor holds title and has the right to convey but carries no express warranties, sitting between a quitclaim and a special warranty deed.

These eight are a sample. Inside Aspirants.ai you can generate unlimited real estate practice questions across every national-portion topic, with the same depth of explanation on each answer choice.

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What is actually on the real estate exam: two portions, two scores

Nearly every state splits the salesperson licensing exam into a national portion and a state portion, and the single most useful thing to understand before you start studying is that these are scored separately. The national portion covers the principles that hold everywhere: agency relationships, contracts, financing, valuation, property ownership and land use, transfer of title, and the federal statutes that apply nationwide such as the Fair Housing Act and RESPA. The state portion covers the license law of the one state you are applying in, which means the statute that creates the regulator, the rules about trust and escrow accounts, advertising requirements, disclosure forms, and the disciplinary process. Texas publishes the split precisely. Its sales agent exam is 125 items in total, 85 on the national portion with 150 minutes allowed and 50 on the state portion with 90 minutes, adding up to the 240 minutes you get for the whole sitting. Both of those item counts include unscored pretest questions that Pearson VUE is trialing, and you are not told which ones they are. Other states package it differently. Florida gives you a single 100-question paper over three and a half hours built from 19 content areas that already blend national principles with Florida statute, and California gives you 150 questions in 3 hours drawn from seven subject areas. The practical consequence is the same everywhere: the national material you can study from any decent bank, and the state material you have to get from your own state.

  • The national portion covers principles that apply in every state
  • The state portion covers one state's license law and is scored on its own
  • Texas: 85 national items in 150 minutes, 50 state items in 90 minutes
  • Item counts include unscored pretest questions you cannot identify

Passing scores by state, and why "70%" is not the whole answer

The figure repeated most often online is that you need 70% to pass the real estate exam. That is roughly true in some states and simply wrong in others, and the way the threshold is expressed matters more than the number. California is the clean case: the Department of Real Estate states that salesperson candidates must correctly answer at least 70 percent of the 150 questions, which is 105 correct. Florida does not use a percentage at all. Its candidate booklet says the sales associate examination is graded on 100 points for a perfect examination and a candidate who receives a grade of 75 points or higher has passed, so the effective bar in Florida is 75, five points above California. Texas is different again and is the one most commonly misreported. Texas reports a raw score rather than a percentage, and the requirement is expressed as two separate numbers: a salesperson must answer 56 questions correctly on the national examination and 28 correctly on the state examination. Getting 90 on the national portion does not carry you if you miss the state threshold by one. Texas also equates its forms, meaning a statistical adjustment is applied so that candidates who happen to draw a harder version of the exam are not penalized for it. Broker candidates face higher bars in the same states: Texas requires 60 correct on the national and 38 on the state, and California moves brokers to 200 questions over 4 hours.

  • California: at least 70 percent of 150 questions, which is 105 correct
  • Florida: graded out of 100 points, 75 points or higher passes
  • Texas: 56 correct on national and 28 correct on state, scored separately
  • Texas brokers need 60 national and 38 state; California brokers sit 200 questions

Real estate exam pass rates: what the official numbers actually show

Pass rates for this exam are quoted constantly and sourced almost never, usually because the number came from a prep provider describing its own students. There is one large state that publishes the underlying counts openly, and it is worth anchoring on. The Texas Real Estate Commission reports that across the period from December 1, 2023 to November 30, 2025, 29,980 sales agent examinations were taken and 16,824 were passed, giving an overall rate of 56.12%. Over the same window 2,326 broker examinations were taken and 1,326 passed, a rate of 57.01%. TREC also calculates a minimum pass rate that education providers are held to, currently 44.94%, which tells you something about the spread: the commission expects a meaningful share of approved schools to sit well below the statewide average. Two cautions about reading any of this. First, these are per-examination rates covering every attempt in the window, not first-time rates, so the same candidate failing twice and passing on the third try appears three times. Second, pass rates are not comparable across states, because the thresholds differ, the pre-licensing hours differ enormously, and states that require more classroom time before letting you sit tend to report different numbers than states that require less. A rate quoted with no state, no date range and no candidate count attached is not evidence of anything.

  • Texas: 16,824 of 29,980 sales exams passed from Dec 2023 to Nov 2025, 56.12%
  • Texas brokers over the same period: 1,326 of 2,326, or 57.01%
  • TREC holds education providers to a 44.94% minimum pass rate
  • Rates cover all attempts, not first attempts, and do not compare across states

How to study for the national portion and the state portion

Split your preparation the way the exam is split, and weight it toward the half you are more likely to fail. The national portion rewards understanding rather than recall, because most items are applied: you are given a short scenario and asked which duty was breached, which contract exists, or what a lender would actually advance. Working questions and reading the rationale for every option is a far better use of an hour than rereading a chapter, and it is the only way to get comfortable with the small number of calculations that appear. Expect commission splits, loan-to-value, discount points, proration at closing, and simple area problems. None of the math is hard, but it is done under time pressure with no formula sheet, so the goal is to make it automatic. The state portion is different work. It is largely a memorization exercise against one specific statute and rule set, covering trust account handling, advertising rules, disclosure timelines, license renewal and the grounds on which a license can be disciplined. National banks do not cover it, so pull your own state's content outline directly from the regulator or the testing vendor and study against that document rather than against a summary of it. Every state publishes one, and the candidate handbooks from Pearson VUE and PSI include the full outline with the weight of each topic area. On timing, most candidates who pass report four to eight weeks of consistent study after finishing their pre-licensing course, and the strongest single predictor is scoring consistently above the state threshold on realistic practice questions before booking.

  • Weight your study toward the state portion, which national banks do not cover
  • Expect commission, loan-to-value, discount points, proration and area math
  • Pull your state content outline from the regulator or the testing vendor
  • Book the exam once you are consistently clearing the threshold in practice

What happens if you fail, and how retakes actually work

Failing one portion is common and it is not a reset. In Texas you retake only the portion you failed, provided you do so within one year from the date your application was filed with TREC, and your score report comes with diagnostic information showing how many questions you got right in each content area, which is the most useful study guide you will ever be handed. You must wait 24 hours before scheduling the retake, reservations cannot be made at the test center, and the fee is charged again at $43 for a sales examination. Texas allows three attempts before the application expires. Fail three times and you cannot retest or file a new application until you complete additional qualifying education: 30 hours if you failed either the national or the state part, and 60 hours if you failed both. If the application simply expires without you passing, you reapply under whatever the current requirements are. States also differ on whether you get to see what you missed. Texas does not release examination questions to candidates for review at all, citing exam security. Florida takes the opposite position and entitles candidates who fail to review the questions they answered incorrectly, subject to conditions set by the department. If you are testing in a state that offers a review, take it, because a list of your own wrong answers is worth more than any general study plan.

  • Most states have you retake only the portion you failed, not the whole exam
  • Texas: 24-hour wait, $43 again, three attempts before the application expires
  • Three Texas failures means 30 extra hours, or 60 if you failed both portions
  • Texas releases no questions for review; Florida lets failed candidates review misses

Exam prep is not pre-licensing education, and the difference matters legally

Be clear about what a question bank can and cannot do for you, because the two things get conflated in advertising and the distinction is a legal one. Before you are allowed to sit the exam at all, every state requires you to complete a set number of hours of state-approved pre-licensing education from a provider the regulator has approved by name. The hour requirements vary widely, and Texas sits at the demanding end with 180 hours of qualifying education required before a sales agent application will be accepted. That coursework has to come from an approved school, and the regulator verifies it before issuing the eligibility that lets you book a test date. Aspirants.ai is not an approved pre-licensing provider in any state, and practice questions do not count toward those hours no matter how many you complete. What we do is the second job: getting you from having finished the required course to actually passing the exam, which as the Texas figures show is where a large share of candidates come unstuck. Use your approved course to satisfy the legal requirement and to learn the material, then use unlimited practice questions with worked explanations to convert that into a passing score. If a service tells you it can replace your state-approved hours, check the regulator's list of approved providers before you pay for anything.

  • State-approved pre-licensing hours are a legal prerequisite to sitting the exam
  • Texas requires 180 hours of qualifying education before you can apply
  • Practice questions do not count toward approved pre-licensing hours anywhere
  • Verify any provider against your regulator's approved list before paying

Compare the options

Real estate salesperson exam by state: questions, time and pass mark

Three of the largest licensing states, taken from the regulator or the testing vendor rather than from prep marketing. The structure differs enough that a single generic study plan fits none of them well.

Texas California Florida
Questions 125 items total (85 national, 50 state) 150 questions 100 questions
Time allowed 240 minutes total 3 hours 3.5 hours
Portions scored separately Yes, national and state No, one combined exam No, one combined exam
Pass mark 56 correct national and 28 correct state At least 70% correct 75 points out of 100
Broker exam 145 items, 60 national and 38 state correct 200 questions, 4 hours Separate broker exam
Exam fee per attempt $43 sales, $39 broker Set by DRE Set by DBPR
Retake scope Only the portion you failed Full exam Full exam
Review of missed questions Not permitted Not published in these documents Failed candidates may review incorrect answers
Pre-licensing hours 180 hours of qualifying education Set by DRE Set by DBPR

Texas figures from the Pearson VUE Texas Real Estate Candidate Handbook, January 2026. California figures from the California Department of Real Estate, including Examination Description RE 425. Florida figures from the DBPR Candidate Information Booklet for the Real Estate Sales Associate Examination. Cells marked "set by" are ones these particular documents do not state, and you should confirm the current figure with the regulator before budgeting. Requirements change, so verify against your own state before you apply.

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It depends on the state, and the range is wide. Texas gives sales agents 125 items in total, split into 85 on the national portion and 50 on the state portion, both counts including unscored pretest questions. California uses a single 150-question salesperson exam. Florida uses 100 questions. Broker exams are longer everywhere: Texas brokers sit 145 items and California brokers sit 200.

Texas allows 240 minutes, four hours, covering both the national and state portions, with 150 minutes budgeted for the national part and 90 for the state part. California allows 3 hours for the 150-question salesperson exam and 4 hours for the 200-question broker exam. Florida allows three and a half hours for its 100-question sales associate exam.

There is no single national pass mark. California requires at least 70 percent of the 150 questions correct, which works out to 105. Florida grades out of 100 points and requires 75 or higher. Texas reports a raw score and requires salespersons to answer 56 questions correctly on the national portion and 28 correctly on the state portion, and both thresholds must be met independently.

Hard enough that a large minority fail. Texas Real Estate Commission data shows 16,824 of 29,980 sales agent exams taken between December 2023 and November 2025 were passed, a rate of 56.12%. The difficulty is rarely the concepts themselves. It comes from applied scenario questions where several answers look defensible, a handful of calculations under time pressure with no formula sheet, and a state-law portion that requires memorizing one specific statute.

It varies by state and most quoted figures have no source. The best-documented number comes from Texas, which publishes the counts: 16,824 of 29,980 sales agent examinations passed between December 1, 2023 and November 30, 2025, or 56.12%, and 1,326 of 2,326 broker examinations, or 57.01%. Those are per-examination rates covering all attempts rather than first-attempt rates, and they do not transfer to other states.

Most candidates find the state portion harder to prepare for, though not more conceptually difficult. The national portion is applied reasoning you can practice with any good question bank. The state portion is close memorization of one state's license law, trust account rules, advertising requirements and disciplinary provisions, and generic national material does not cover it. In states like Texas that score the portions separately, a strong national score cannot compensate for a weak state score.

In states that score the portions separately, you retake only the portion you failed. Texas allows this provided you retest within one year of the date your application was filed, requires a 24-hour wait before rescheduling, and charges the $43 fee again. Your score report includes diagnostic information showing performance by content area, which is the most useful guide available for a second attempt.

Texas allows three attempts before the application expires. After a third failure you cannot retest or reapply until you complete additional qualifying education: 30 hours if you failed either the national or the state portion, or 60 hours if you failed both. Once that education is processed, TREC authorizes Pearson VUE to let you reschedule. Limits and waiting periods differ by state, so check your own regulator.

Most candidates who pass report four to eight weeks of consistent study after finishing their required pre-licensing course, though this varies with how recently that course ended. The more reliable signal than elapsed time is performance: book the exam when you are consistently scoring above your state's threshold on realistic practice questions, and give the state-law portion a disproportionate share of the time.

No. Every state requires a set number of hours of pre-licensing education from a provider the regulator has approved by name, and Texas requires 180 hours before a sales agent application is accepted. Practice questions do not count toward those hours anywhere, and Aspirants.ai is not an approved pre-licensing provider in any state. Use an approved course for the legal requirement and practice questions to convert it into a passing score.

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