NINJA CPA Review cost per month, total price to pass and the refund rule

NINJA sells two subscriptions and nothing else. The NINJA Supplement is $67 a month and the NINJA Full Course is $87 a month, both read from the cart page on ninjacpareview.com on October 13, 2026. There is no annual plan, no bundle price for all four sections and no access-until-you-pass tier, because the subscription itself is the access. You pick one exam section when you sign up (AUD, FAR, REG, BAR, ISC or TCP), study it, sit the exam and then ask support to move you to the next one. Billing continues every month until you cancel, and cancelling stops the next charge without any further fee. NINJA also says candidates whose employer reimburses them can arrange to buy several months in advance through its reimbursement coordinator.

• NINJA Supplement: $67 a month
• NINJA Full Course: $87 a month
• One exam section at a time
• Renews monthly until you cancel

The $20 gap between the plans buys most of the product. The cart grid marks the Supplement as including three study tools: NINJA MCQ (the question bank with simulations), NINJA Notes and NINJA Audio, plus the study planner, the study framework and the private study group that come with both plans. The Full Course adds six more: the NINJA Book, NINJA CRAM videos, digital flashcards, NINJA Sparring (online group tutoring), the video lectures and Sensei, the AI study companion. For FAR that means 69 hours of lectures, a 790-page book and 20 hours of CRAM that a Supplement subscriber does not get. If NINJA is your only course, the Supplement is not enough on its own and the real price is $87.

• Supplement: MCQ, Notes and Audio
• Full Course adds lectures, Book, CRAM, flashcards
• Group tutoring and Sensei AI on Full Course only
• Planner, framework and study group on both

Read the cart, not the FAQ. Several answers on NINJA's FAQ page were written when there was a single $67 plan, and they still say that for only $67 all options are on the table and that $67 gets you everything that used to come in the $397 Assault package. The cart grid on the same site says otherwise: at $67 the Book, CRAM, flashcards, Sparring, lectures and Sensei are marked as not included. The newer answer at the top of the FAQ gets it right and describes the Supplement as the plan for candidates who already have a course. Nothing here is hidden, but a buyer who reads only the older answers will expect the full course for $67 and get three tools.

• Older FAQ answers predate the $87 plan
• At $67 six of the nine tools are excluded
• The cart grid is the accurate source
• Budget $87 if NINJA is your only course

The monthly price matters less than the number of months. You need three Core sections and one Discipline, and NINJA only opens one section at a time, so the subscription runs for as long as your whole exam journey. At two months a section, eight months costs $536 on the Supplement or $696 on the Full Course. At three months a section, twelve months costs $804 or $1,044. A working candidate who needs eighteen months, including a retake, pays $1,206 or $1,566. NINJA itself points out that about half of candidates fail any given section, so a plan with no retake in it is optimistic. Most state boards now give you 30 months from your first passed section to finish the other three; check your own board, because that window is the outer limit of what a monthly plan can cost you.

• 8 months: $536 or $696
• 12 months: $804 or $1,044
• 18 months: $1,206 or $1,566
• You can pause by cancelling and resubscribing

NINJA is the cheapest route if you move fast and the most forgiving if you stop and start, but it has a break-even point against every one-time purchase. Gleim sells its CPA Mega Test Bank for $999 with 18 months of access to all sections, re-read on gleim.com on October 13, 2026. The NINJA Full Course passes that total in month 12, and the Supplement passes it in month 15. UWorld CPA Review Premier, which is now what surgent.com sells since Surgent became part of UWorld, was $1,999 for 18 months on the same day; the Full Course reaches that in month 23. Becker Advantage is $2,499 for 24 months, a figure NINJA does not reach until month 29. So against a full video course NINJA wins on price for almost any realistic timeline, and against a pure question bank it wins only if you finish inside a year.

• Passes Gleim Mega Test Bank ($999) in month 12
• Passes UWorld Premier ($1,999) in month 23
• Passes Becker Advantage ($2,499) in month 29
• Fast finishers save the most

NINJA lists its content section by section on the cart page. AUD has 1,711 multiple-choice questions and 75 simulations, FAR has 1,862 and 108, REG has 1,441 and 56, BAR has 2,093 and 76, TCP has 719 and 32, and ISC has 503 and 11. A candidate taking AUD, FAR, REG and TCP works through 5,733 questions and 271 simulations in total, fewer than the 8,000-plus questions Becker advertises and well under the 12,000-plus in the Gleim bank. ISC is the thin one: 503 questions, 8 hours of lectures and a CRAM course the cart still lists as not yet released. If ISC is your discipline, plan on a second source of practice questions.

• AUD 1,711, FAR 1,862, REG 1,441 questions
• BAR 2,093, TCP 719, ISC 503 questions
• 5,733 questions for AUD, FAR, REG and TCP
• ISC has no CRAM course yet

NINJA advertises a 100% risk-free money back guarantee, and the condition attached to it is unusual. The terms say first-time customers may request a refund within 30 days if they have a NINJA MCQ Trending Score of 75 or greater before asking. In other words you have to work enough questions to earn a passing-level trend before you can get your money back, so a buyer who signs up, studies little and changes their mind does not qualify. The terms also exclude anyone on an IP address or network with a previous refund request, and they mention a one-time $197 upgrade fee that is never refundable. The safer way to test NINJA is the free trial, which asks for an email address and a section choice and no credit card.

• 30 days, first-time customers only
• Requires a Trending Score of 75 or higher
• Free trial needs no credit card
• Cancel any time to stop the next charge

NINJA works because of volume: its own framework has you grinding multiple-choice questions until your trending score clears 75. The limit of any fixed bank is that after two passes you start recognizing the questions instead of solving them, and that happens fastest in the smaller sections. Aspirants.ai writes new CPA questions on the exact topic you keep missing, explains why each wrong choice is wrong, and answers follow-up questions at any hour. It is not a review course and it does not replace the NINJA Notes or task-based simulations. It is the practice layer you add when the bank starts to repeat, from $24 a month billed yearly or $49 month to month.

• New questions when the NINJA bank repeats
• Every answer choice explained
• From $24/mo billed yearly, cancel any time